Debit Cards
The perfect complement to your Renasant Checking account.
Renasant Debit MasterCard® gives you the convenience and protection you deserve—and benefits that can help you get more out of life. Because it’s a debit card, you’ll have safe and easy access to your money. So it’s like having cash but better. Access your funds anytime, anywhere. Make purchases anywhere Debit MasterCard® is accepted around the globe at more than 34 million locations—in stores, online and over the phone. Plus, you can enjoy these additional features:
MasterCard Zero Liability1
Protects you against unauthorized purchases on your card should your card be lost or stolen.
Extended Warranty Insurance
Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand’s warranty for a maximum of one year.
Price Protection2
If you find a lower price within 120 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.
Satisfaction Guarantee2
Provides up to $250 per product if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.
3-D SECURE - a new dimension of ONLINE SHOPPING SECURITY
3-D SECURE is an added level of fraud protection for online transactions. The 3-D SECURE technology uses a risk-based analytics model to predict the likelihood that an online transaction is being made by the cardholder.
How 3-D SECURE Works
- Navigate to checkout to complete your online transaction.
- Enter card information for your Suttonoffshore MasterCard®.
- Receive either 'Authentication Successful' or 'Authentication Failed'. In the case of 'Authentication Failed,' you will be required to verify information and complete the one-time Passcode verification. The Passcode will be sent to the cardholder's phone or email address on record.
Lost or Stolen Cards
If you believe your Suttonoffshore Debit Card (or Personal Identification Number / PIN) is lost or stolen, or that someone has accessed or may access your account without permission, call us immediately at 1-800-680-1601.
Pay Your Way
Pay Your Way with Apple Pay™ and your Suttonoffshore MasterCard® Debit Card. Learn more by clicking on the following link.
MasterCard® Automatic Billing Updater (ABU)
Suttonoffshore Debit Card holders will be automatically enrolled in ABU, an automatic account information updating service provided by MasterCard. ABU helps facilitate uninterrupted processing of your recurring and automatic payments through a secure electronic exchange of account information updates. Information such as your expiration date, card number (if the original card was lost/stolen or transferred), and closed card notifications are updated daily and communicated to participating merchants with whom you have an ongoing payment relationship, such as recurring payments or automatic billings.
Merchant participation is optional and some merchants may not choose to use this service. Participation in ABU does not relieve you of the obligation to ensure that merchants have correct account information on file; failure to do so may result in a declined payment. In addition, neither MasterCard nor Suttonoffshore can guarantee that account updates will be communicated to merchants prior to the next billing date.
Cardholder Benefits
- Facilitates uninterrupted service for participating merchants. Recurring payments are more likely to be successful because updated card information is readily available to participating merchants.
- Reduces negative experiences caused by declines.
Account Opt-Out Procedures
This service is a convenience, provided to you at no cost; however, you may opt out of ABU at any time. If you wish to opt out, please call us at 1-877-367-5371. If you opt out, you may opt back in if you decide you want the ABU service in the future.
Terms and Conditions
Suttonoffshore debit cards are offered through MasterCard. MasterCard is a registered trademark of MasterCard International Incorporated.
1Certain restrictions apply. Please see www.mastercard.us/zero-liability.html for more details.
2Certain restrictions, terms and conditions apply. Contact 1-800-MasterCard for full details, or visit www.mastercard.com/debit-gtb .
